This category of Home Inspections is a visual evaluation that determines the “insurability” of the home. It is the most cost-effective inspection, and is historically mandated by your home insurance company, as well as the lender chosen for a property that requires the approval of a loan.
As opposed to a full home inspection that is more extensive, the 4 Point inspection deals with the biggest risks. Especially in buildings that are more than 20 years old. It gets its name from the four key areas of interest in a home; which are:
- Roof (and structure of the home; what kind of covering; are all shingles attached to the roof?)
- HVAC system, i.e., Heating, Ventilation, and Air Conditioning (Any leaks?)
- Electrical (wiring of the home; any bent or damaged wires?)
- Plumbing (water flow piping; what kind of connections?)